Zenith Bank Transfer Code: USSD Codes

Zenith Bank Transfer Code: How to Transfer Easily

In this fast lane world, quick and easy banking is key. For Zenith Bank customers, the Zenith Bank transfer code is the easiest way to do all your transactions from your mobile phone. With just a few clicks, you can send money, pay bills and manage your account without internet banking or visiting a branch. That’s why mobile banking is a big deal for many Nigerians.

This post will cover everything you need to know about the Zenith Bank transfer code, from how to activate and use it, transaction limits and FAQs. Whether you’re new to mobile banking or just want more info, we’ve got you covered.

What is the Zenith Bank Transfer Code?

The Zenith Bank transfer code is a USSD code that allows you to do financial transactions directly from your mobile phone. It works on any mobile phone—smartphone or feature phone—and does not require internet. So even in areas with no data network, you can still send money, pay bills, buy airtime and check your account balance using the USSD service.

The Zenith Bank USSD code for mobile transactions is *966#. It’s also called the “EazyBanking” code. With this code, Zenith Bank customers can access banking services 24/7 without an app or visiting a branch.

Why You Should Use the Zenith Bank Transfer Code

Here are the reasons why the USSD code is a big deal for customers:

1. Convenience: You can do transactions anywhere and at any time without visiting a branch.
2. No Internet Required: Unlike mobile apps or internet banking, the USSD code works without internet.
3. Security: Every transaction requires your unique PIN which adds an extra layer of security.
4. Time-Saving: Transactions are instant, saving you the time it would take to visit a branch or ATM.
5. Accessibility: The USSD code works on any mobile device, smartphone or feature phone.

How to Activate

To use the Zenith Bank transfer code, you need to activate it on the phone number linked to your Zenith Bank account. Activation is simple and takes a few minutes.

How to Activate the Zenith Bank Transfer Code:

1. *Dial 966# on your mobile phone.
2. Select registration or “EazyBanking” from the menu that appears.
3. Enter your Zenith Bank account number.
4. Create a 4-digit PIN that will be used to authorize transactions. Make sure you choose a PIN that is hard to guess but easy to remember (e.g. not your birthdate or phone number).
5. Confirm your PIN, and you’re all set! You can now start using the transfer code to perform transactions.

Once you have activated the service, you can start using the Zenith Bank transfer code.

How to Use Zenith Bank Transfer Code

The Zenith Bank USSD code has many features that makes banking easy and convenient. Below are some of the transactions you can do and the codes.

1. Transfer to Zenith Bank Accounts

To transfer to another Zenith Bank account, just follow these:

• Dial 966AmountRecipient’s Zenith Bank Account Number#* and send.
• For example, to transfer ₦5000 to a Zenith Bank account with account number 1234567890, dial 96650001234567890#*.
• Confirm the recipient’s name, then enter your 4-digit PIN to complete the transaction.

2. Transfer to Other Banks

To transfer to accounts in other banks, is just as easy:

• Dial 966AmountRecipient’s Account Number#* and select the recipient’s bank from the options.
• For example, to transfer ₦3000 to a GTBank account with account number 0987654321, dial 96630000987654321#*.
• Confirm the recipient’s name and enter your 4-digit PIN to complete the transaction.

3. Buy Airtime for Yourself

You can also buy airtime for yourself using the Zenith Bank transfer code. Here’s how:

• Dial 966Amount#.
• For example, to buy ₦200 airtime for yourself, dial 966200#.

4. Buy Airtime for Others

To recharge another person (e.g. family, friends), just:

• Dial 966AmountRecipient’s Phone Number#*.
• For example, to send ₦500 airtime to 08012345678, dial 96650008012345678#*.

5. Check Account Balance

Want to know how much you have in your account? Just dial 96600# and follow the prompts to see your account balance.

6. Pay Bills

You can pay utility bills like electricity or cable subscription using the USSD code. Dial 9667# and follow the prompts to select the bill you want to pay for.

7. Open Zenith Bank Account

You can even open an account with Zenith Bank using the USSD code if you don’t have one. To open a new Zenith Bank account, dial 9660#, follow the on-screen prompts and provide the required details.

Transaction Limits and Charges

Know the transaction limits and charges when using the Zenith Bank’s transfer code.

Daily Limits:

• Transfer to Zenith Bank Accounts: ₦100,000.
• Transfer to Other Banks: ₦100,000.
• Airtime: Maximum daily limit of ₦10,000.

For amounts above, you can visit a branch or use Zenith Bank’s internet banking.

Charges:

• Transfer to Zenith Bank Accounts: Free.
• Transfer to Other Banks: ₦10 to ₦50 depending on the amount.

Fees are low but don’t forget to consider them when you make frequent transfers especially to other banks.

Security

Zenith Bank takes customer security seriously. Each transaction on the USSD code is PIN protected with a 4 digit PIN. Here are some extra security tips to keep your account safe:

1. Don’t share your PIN. Your 4 digit PIN is the key to authorizing transactions so keep it secret.
2. Use a strong PIN. Don’t use easily guessable numbers like your birth year or the last 4 digits of your phone number.
3. Always check the recipient’s name before you authorize a transfer. This way you’re sure you’re sending to the right person.
4. Contact customer care if your phone is lost or stolen. If your phone is lost or stolen, contact Zenith Bank immediately to block your mobile banking services.

Zenith Bank Transfer Code FAQs

Q: What is the Zenith Bank transfer code?

A: *966# is the Zenith Bank’s transfer code where you can perform transfers, buy airtime, check account balance.

Q: How do I activate the Zenith Bank transfer code?

A: Dial *966#, select register and follow the prompts to set up your 4 digit PIN.

Q: Is there a limit to the transactions?

A: Yes, daily limit for transfers to other banks is ₦100,000 and airtime is ₦10,000.

Q: How do I transfer using the Zenith Bank transfer code?

A: To transfer, dial 966Amount*Recipient’s Account Number#, select the recipient’s bank if needed and enter your 4 digit PIN to authorize the transaction.

Q: Is there a charge for using the transfer code for Zenith Bank?

A: Transfers to Zenith Bank accounts is free, transfers to other banks is ₦10 to ₦50.

Q: Can I use the transfer code without internet?

A: Yes, the Zenith Bank transfer code works without internet, so you can use it even in areas with poor network.

Q: What do I do if I lose my phone?

A: If you lose your phone, contact Zenith Bank immediately to block your mobile banking services and prevent unauthorized access to your account.

Conclusion

The Zenith Bank transfer code is easy, fast and secure way to manage your finances without internet banking or visiting a branch. Whether you’re transferring, buying airtime or checking your account balance, the USSD code is for all Zenith Bank customers.

Try it now and save yourself the stress.

Have you used the Zenith’s Bank transfer code? Share with us. By dropping your thought in the comment section below.